02 — Payback Analysis

How long until your retrofit pays for itself?

Plug in your project cost, the rebates you've stacked from the grant finder, and your expected annual energy savings. We project your break-even year and 25-year ROI.

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Inputs

$
$
$
%
Net out-of-pocket
$14,200
Payback period
6.6 YEARS
25-yr Lifetime Savings
$78,387
25-yr ROI
452%
25-Year Cash Flow

Your retrofit, year by year.

Payback year
Year 6.1
25-year lifetime savings
$78,387
25-year net benefit
$64,187

Rebates first

Subtract every grant, tax credit, and utility rebate from your project cost before calculating payback.

Use real bills

Multiply your average monthly energy bill by 12 and apply the % savings your contractor estimates.

Inflation matters

Energy costs rise faster than inflation. A modest 3% assumption can swing 25-year ROI substantially.